Campaign Overview

Offer Details 

Save on interest and pay down your balance faster: With the 2026 Balance Transfer offer, you can transfer balances from other credit cards and enjoy 0% interest for 12 months, with only a 3% administration fee. More of your money can go toward paying off your balance—not toward interest. 

This offer is available from January 1, 2026, to June 30, 2026. Transfers must be $500 or more, and the sooner you make the transfer, the more you can save.

Cardholders will not require a promo code to qualify for this offer, and the special rate will apply automatically so long as all eligibility requirements are met.  

Timing 

This offer will be available from January 1, 2026, to June 30, 2026.

Eligibility 

This is an in-branch and online offer for any member of participating credit unions and financial institutions. 

Note: US Dollar is NOT eligible for this offer. 

To qualify for this special balance transfer offer cardholders must meet the following criteria:

• The member must hold one of the eligible Collabria personal or business cards at the time of the balance transfer request. 
• Balance transfers must be requested and processed during the campaign period of January 1, 2026, to June 30, 2026. 
• Member’s account must be in good standing. 
• Eligible cards must be approved and funded for balance transfers. 
• Balance transfers cannot be made from one existing Collabria personal or business card to another Collabria personal or business card. 
• Balance transfers must be of $500 value or more. 
• Transfer amount plus the fee must not exceed the unused portion of the credit limit available on the account. 
• The maximum balance transfer a cardholder can initiate through digital account management tools is $7,500.00. To initiate balance transfers of amounts greater than these amounts, cardholders can visit their branch or contact Cardholder Services.
• The 12-month promo rate period applies separately to every balance transfer transaction performed within this campaign timing. Specifically, the 12-month promo rate period begins on the date of every balance transfer transaction performed. 
• Balance transfers will behave the same as cash advance transactions. There is no grace period for interest, and reward points will not be earned. 

Participating Partners 

The following partners are participating in this campaign:

• All National Program Partners
• First Nations Bank of Canada
• Conexus Credit Union
• Innovation Federal Credit Union

Questions? Reach out to marketing@collabriafinancail.com. 

Campaign Assets The following marketing assets will be provided on CBNCS in English and French as of Dec 01: Digital Assets: Social media banners and website banners Screen Graphics: In-branch screens and ATMs Social Media Copy: Social media captions to support digital asset collateral Email Package: Including email banner and copy for credit union to self distribute to cardholders Microsites: Following are the URLs for the microsites offer pages as of January 01: English: collabriacreditcards.ca/offers/transfer2026.aspx  French: collabriacreditcards.ca/fr/offres/transfert2026.aspx

Quick Links