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2027 Q3-Q4 Balance Transfer Offer

Important Dates

Campaign Overview

Disclaimer: This campaign outline is provided for illustrative purposes only and is intended to offer a high-level overview of the upcoming campaign. It does not constitute a final or comprehensive representation of the campaign's terms, conditions, or deliverables. Full offer details and terms and conditions will be made available prior to campaign launch.

Offer Details 

The Q3–Q4 2027 Balance Transfer Campaign gives cardholders the opportunity to move balances from other credit cards onto their Collabria credit card at a promotional rate, so that more of each payment goes toward reducing the balance rather than covering interest.

Full offer details will be confirmed and published ahead of launch, including the promotional interest rate, the length of the promotional period, the transfer fee, and minimum and maximum transfer amounts.

Campaign Period

June 1 to December 31, 2027

Eligible Products

All cards, excluding USD.

Why This Campaign Matters

Balance transfers give members a practical way to reduce the cost of carrying a balance, while giving partners an opportunity to consolidate member borrowing onto their credit union credit card. The campaign supports portfolio growth by increasing balances, encouraging card activation, and deepening the everyday payment relationship with members.

Early Planning Considerations

As you begin planning, consider:

  • Identifying members who may be carrying balances with other financial institutions.
  • Preparing frontline teams to explain how a balance transfer works and who it suits.
  • Incorporating the offer into planned debt consolidation and financial wellness activity.
  • Planning member outreach through digital banking, email, branch and website channels.

Timing 

This offer will be available from June 1 to December 31, 2027.

Eligibility 

This offer applies to all cards, excluding USD. The full eligible card list and qualifying criteria will be confirmed prior to launch.

Participating Partners 

  • To be announced

Campaign Assets

The following marketing assets will be available in English and French the week of May 4, 2027:

  • Digital Assets: Social media banners and website banners
  • Screen Graphics: In-branch screens and ATMs
  • Social Media Copy: Social media captions to support digital asset collateral
  • Email Components: Including email banner for self-directed email campaigns
  • Frontline Support Sheet: Campaign overview, offer, target audience and speaking notes
  • Microsites: 'Offer Details' section on partner microsites
  • Cheat Sheet: General overview of all in-market offers

If you have questions or issues accessing the CBNCS platform, please reach out to marketing@collabriafinancial.com.

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