Q3+Q4 Digital CardWise Adoption Campaign
Send dates: September 1 - November 30, 2026

• Consumer Cardholder Email Sample
• US Dollar Cardholder Email Sample

Reminder emails will be sent with the same messaging as above throughout the campaign period.

Targeted cardholders who sign up for CardWise from September 1 and November 30, 2026, will be eligible for $10 statement credit (USD cardholders will receive 1,000 Flex Rewards points in lieu of a statement credit). The statement credit or rewards points will be reflected within two statement cycles following the campaign end date (November 30, 2026). 

Q3+Q4 Balance Transfer Campaign
Send dates: July 1 - December 31, 2026

• Cardholder Email Sample 1

Emails subject to vary slightly between product types. Reminder emails will be sent with the same messaging as above throughout the campaign period.

With the 2026 Balance Transfer offer, cardholders can move balances from other credit cards and benefit from 0% interest for 9 months, with just a 3% transfer fee.