Campaign Overview

Offer Details 

From November 1 to December 5, 2025, new Cash Back cardholders can earn up to 5,000 Flex Rewards points through the Q4 2025 Cash Back Flex Rewards Campaign.

In addition to the Flex Rewards points earned on everyday purchases, newly approved cardholders will receive:

• 1,000 Flex Rewards points after making their first purchase within 21 days of opening their account
• 4,000 Flex Rewards points once they spend $1,000 in qualifying transactions within 100 days of account opening

This limited-time offer is available to new Cash Back Mastercard and Cash Back Visa cardholders only.

Timing 

This offer will be available from November 1 and December 5, 2025.

Eligibility

• Upgraded and switched card accounts are not eligible.
• Partner and Collabria employees are eligible.
• Additional/sub-accounts/joint/supplementary cards are excluded.

The following consumer reward-based credit cards are eligible for this promotion:  

Note: All other cards are not eligible for this offer. 

Payouts 

Flex Rewards Welcome Points will be automatically applied on the cycle date following the posting of the member’s first purchase transaction within 21 days of account open date or within two (2) statement cycles upon reaching the $1,000 qualifying transaction amount within 100 days of account open date.

Participating Partners

The following partners are participating in this campaign: 

• All National Program Partners 

• Innovation Credit Union 

• First Nations Bank of Canada 

• Conexus  

• Coast Capital 
   

Payouts 

• The first tier of Flex Rewards Points will be automatically applied on the cycle date following the posting of the cardholder’s first purchase transaction.  
• The second tier of Flex Rewards Points will be automatically applied on the cycle date following the posting of cardholder’s purchase transaction that meets the qualifying transaction amount. 
• If their first purchase transaction already meets the qualifying transaction amount, both tiers of points will be applied on the next cycle date following the posting of the applicable transaction.  

Note: The Cardholder-facing terms and conditions will state that the Flex Rewards Points will be posted within two statement cycles of their qualifying purchase transactions.  

Campaign Assets All digital assets will be accessible through the CBNCS online storefront in both English and French on October 1st, 2025. More information on the transition of digital assets to the CBNCS Online Storefront can be found here, along with Frequently Asked Questions, and a How-To Guide for customizing and downloading digital assets of the platform.  Please Note: If you don't currently have an account for the CBNCS Online Storefront, please fill out our onboarding form, and you will receive a welcome email in within 1-2 business days with account details and further instructions. The following marketing assets will be provided on CBNCS Online Storefront in English and French: Digital Assets: Social media banners and website banners Screen Graphics: In-branch screens Social Media Copy: Social media captions to support digital asset collateral Email Package: Email copy and images will be available for partners to create their own email campaign. Cheat Sheet: General overview of all in-market offers Microsites: Following are the URLs for the microsites offer pages: English: collabriacreditcards.ca/offers/Q4cashback2025.aspx French: collabriacreditcards.ca/fr/offres/Q4remises2025.aspx

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