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Cardholder Email Welcome Journey

The cardholder email welcome journey spans the first 90–120 days of a cardholder’s lifecycle, guiding them through their new product experience. Each touchpoint is crafted to welcome cardholders, introduce key features and benefits, and build product knowledge to encourage confident spending and top-of-wallet behavior.

Where applicable, product-specific welcome offers are included in early communications for eligible cardholders. Please note that email content and sequence may vary depending on the product type. These samples represent the messaging cardholders may receive during their onboarding period.


Personal Cards


Entry Level

Cash Back

Classic
Coming soon

Centra Gold 

US Dollar

Coming soon


Premium Cards

Cash Back World Elite/Cash Back Visa Infinite

World Mastercard/Visa Infinite


Additional Features & Benefits Emails

Insurances

Flex Rewards (rewards-earning products only)

CardWise


Business Cards


Entry Level

Coming soon!


Premium Cards

World Elite Business Mastercard

Visa Infinite Business

Additional Features & Benefits Emails

Insurances

Digital Account Management

Flex Rewards (rewards-earning products only)

Visa Spend Clarity (Visa Infinite Business only)

Navan (World Elite Business only)